CAT$cratch rolls over year to year and semester to semester! You can use CAT$cratch on and off campus! 

CAT$cratch is UVM's prepaid debit account which works right off your CATcard. Opening a CAT$cratch account is a safe, convenient way to have access to goods and services without always having your purse or wallet with you. Typically you will have your ID card with you as it is needed for your residence hall and to access your meal plan. CAT$cratch has no fees attached so you will never overdraw this account. If you lose a debit or credit card it may take a couple weeks to replace, where as the CATcard can be replaced the same day. You MUST have CAT$cratch to print at our libraries.