Open Enrollment is now live! Enroll in new benefits or make changes to your current elections for 2027 between October 26 - November 13, 2026.
Start Here: 2027 Benefits Guide
The 2027 Benefits Guide is your resource for understanding the programs and coverage available to you in the year ahead. This guide will help you understand your options, compare plans, and choose the coverage that best meets your needs.
View Benefits Guide (PDF)What to Expect for 2027
New! Voluntary Benefits
As part of our ongoing effort to offer benefits that meet employees’ diverse needs, UVM is introducing voluntary benefits, available to non-union and NEPBA employees. Voluntary benefits are plans that provide additional financial protection when you experience an unexpected medical event. We’re offering three different voluntary benefits:
Critical Illness Insurance: This plan provides you with a payment if you are diagnosed with a covered serious illness, like a stroke or certain types of cancer.
Accident Insurance: This plan provides you with a payment if you experience a covered accidental injury.
Hospital Indemnity Insurance: This plan provides you with a payment if you have a hospital stay for a covered reason.
For each of these plans, eligible claims are paid with a cash payment made directly to you, so you can use the money where you need it most, for things like bills or everyday expenses.
These benefits are 100% employee-paid at negotiated group rates which are oftentimes less expensive than individual policies.
2027 Medical Premiums
There will be a 9.5% premium increase to all coverage options for 2027.
View Premium Rates (2026 & 2027 rates)
Additionally, the premium cost-share for UVM's High-Deductible Health Plans (HDHPs) have been updated. Employees will pay 17.5% of the premium for HDHP 1 and 15% for HDHP 2.
Flexible Spending Account Contributions
Flexible Spending Accounts allow you to set aside pre-tax money for eligible health care and dependent care expenses, helping you manage out-of-pocket costs while potentially lowering your taxable income.
FSA contributions limits for 2027 are usually finalized by the IRS in early November and will be posted here once they are released.
New! Pet Insurance Discount
Pet insurance discounts are now available through Benefit Hub. Employees can access discounted rates through a marketplace with numerous plan providers to choose from. You can access these savings and enroll at any point during the year.
Instructions:
- Visit uvm.benefithub.com
- Enter referral code: 5JU2WK
- Sign up with your preferred email address
Explore your Benefit Options
Medical Plan Comparison Estimator
Compare estimated costs across available medical plans based on your personal health care needs.
Educational Videos
Watch short videos explaining:
Please Note: Closed captioning for these videos is coming soon. You can find the transcript for each slide in the "notes" section.
Attend an Information Session
Open Enrollment information sessions
Can't make it to the Benefits Fair? Click on the links below to view the event, add it to your calendar, or join the live streams.
How to Enroll
When you're ready to make your elections, log in to PeopleSoft and complete your enrollment.
Before you begin
- Review the Benefits Guide
- Compare eligible plan options
- Gather dependent information (if needed)
- Review premium rates
Enroll through PeopleSoft
Open Enrollment elections may be made through Peoplesoft Human Resources Portal during the enrollment period (October 26 - November 13) only.