• Flexible benefits to meet your needs.

  • Medical
  • Dental
  • Vision
  • Long
  • Life

 

The University of Vermont offers its full-time or full-time equivalent university employees comprehensive benefit options. Employees are invited to discover the benefits they may be eligible for by selecting the appropriate Overview by Employee Type below.

Enrolling in UVM Employee Benefits

UVM offers high-quality benefits at reasonable costs to employees upon hire and during annual open enrollment. For information, see the guide below and premium updates on this web page.

2024 Employee Benefits Guide (PDF)

2024 Medical, Dental, and Vision Insurance

2024 Benefits Information icon

2024 Premiums

Monthly Premiums for All Employees (PDF) *Employee costs vs. UVM costs.

Medical Benefits & Coverage for 2024

Dental Benefits & Coverage for 2024

Monthly Employee Costs for Dental Insurance
PlanEmployeeEmployee Plus SpouseEmployee Plus ChildrenEmployee Plus Family     

Base Plan

$0.00

$0.00

$0.00

$0.00

      High Option Plan   

$10.75$21.29$23.31$34.55

Vision Insurance for 2024

Employees in Benefit Groups A, B & C, represented and non-represented, have the option of enrolling in the vision plan. If you enroll during Open Enrollment, this coverage will begin January 1st. While this voluntary benefit is fully employee-paid, rates for UVM employees are very competitive. Rates are guaranteed through 2024.

Monthly Costs for Vision Insurance
PlanEmployeeEmployee Plus SpouseEmployee Plus ChildrenEmployee Plus Family     

VSP Vision Plan
(100% Employee Paid)

$7.26

$14.51

$13.68

$22.77

Retirement Savings

Retirement Savings Plans

Interested in saving for your retirement or already enrolled in a plan?
Benefits-eligible faculty and staff interested in enrolling in a retirement savings plan are encouraged to attend an information session led by the Benefits team. Sessions cover plan options and tips on how to make informed investment choices. To register for a course session, login to PeopleSoft HR and go to Self-Service>Learning and Development>Professional Training>Request Training Enrollment and enter the course code BEN016. For benefits-eligible faculty and staff already involved in a UVM Retirement Savings Plan, individual retirement plan counseling sessions with the vendors are available by appointment. Please make an appointment directly with the appropriate plan provider.

403(b) Summary Plan Description (PDF)

457(b) Compensation Plan (PDF)

Contact Retirement Plan Vendors

Retirement Health Savings Plan

The University of Vermont established the Retiree Health Savings Plan (RHSP) to help individuals pay for qualified healthcare expenses during retirement. UVM will make regular tax free contributions to the plan for benefits-eligible faculty and staff hired on or after January 1, 2012. For these individuals, the plan is considered a non-contributory plan (meaning that it does not require contributions from the employee in order to receive UVM contributions). Although the plan is intended for those hired on or after January 1, 2012, all active benefits-eligible faculty and staff regardless of hire date may establish an RHSP and make regular, voluntary after-tax contributions.

Earnings that accumulate in a Retiree Health Savings Plan grow tax free. When you access your RHSP to pay for eligible healthcare expenses in retirement, those reimbursements are also tax free. As a result, this plan has the benefit of helping you to pay for healthcare expenses in retirement in a tax-advantaged way.  For more details, see the following documents:

Retirement Health Savings Plan - Overview

Retirement Health Savings Plan - Summary Plan Description

For eligible faculty and staff hired after January 1, 2012, UVM contributions are automatic. Those hired on or after January 1, 2012 who wish to make personal contributions, and those hired before January 1, 2012 who wish to establish a Retiree Health Savings Plan, must complete the RHSP Election Form .

 

Additional Benefits

Flexible Spending Accounts

A Flexible Spending Account allows you to reduce your take-home pay by an amount determined by you each November. The FSA will shelter these earnings from taxes in order to allow you to pay for approved medical and/or dependent care expenses tax-free. (You may open a medical account and/or a dependent care account, but these must be set up and maintained as separate accounts.)

Full Details

Vision Discount Programs

Regular eye examinations play a crucial role in ensuring healthy vision and overall health. An eye examination can not only detect vision problems, but also can detect the early stages of serious health problems such as diabetes and hypertension. One in four children has an undetected vision problem that can interfere with learning, according to the Vision Council of America. 

BCBS: Vision Discount Program(PDF)

Delta Dental: Vision Discount Program (PDF)

Tuition Remission

Employees, their dependent children and spouses may be eligible for tuition remission at UVM or Vermont State Colleges. Access the applicable collective bargaining agreement or handbook for details on eligibility and exclusion criteria.

Tuition Remission Forms

Hearing Aid Program

This is a 10% reduction from the retail cost of hearing aids that are selected and fit through the Eleanor M. Luse Center Audiology Clinic. All professional fees (hearing evaluation, hearing aid selection, earmolds, fitting, and followup) normally applied will be in effect.

Savings range from $100 per instrument to $220 per instrument, depending on the hearing aid determined to be the best fit for your hearing loss and listening needs. We will work with the same protocols for best practice and care to ensure maximum benefit. As always, we will continue to select instruments that are smartly designed, feature advanced technology and are highly durable. The 45-day return period (Vermont law and enforced whenever and wherever hearing aids are provided inside Vermont) and all warranties will apply as usual. 

Hearing Aid Program (PDF)

TruHearing Discount Program (PDF)