Summer University Financial Aid

Summer University at UVM offers courses for undergraduates, graduate students, high school students, and working professionals.

Steps to Apply for Summer University Financial Aid:

File your 2024-2025 FAFSA if you have not already done so.
Register for your summer classes once registration opens for Summer University.
Watch for an email from Student Financial Services noting that you have outstanding requirements. Once you receive the email, check your requirements online under the 2024-2025 academic year, and complete the requirement.

Please remember:

The last date to submit the 2024-2025 FAFSA is June 30, 2025.
Student Financial Services will begin creating summer financial aid offers in mid-May.
Financial aid will be paid out at least 10 days before your earliest summer course starts, as long as you've received a financial aid offer and met all the necessary requirements.

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University Summer Loan
- Undergraduate and Post-Bac, Pre-Med students enrolled in summer courses may be eligible for the University Summer Loan. The UVM Summer Loan requires enrollment in a minimum of 3 credits and eligibility is based on financial need and availability of the fund. In addition to the FAFSA, a Post-Bac, Pre-Med student must have submitted an approved non-degree course certification form. The UVM Summer Loan is interest free while the student is enrolled at least half time and has a fixed 5.0% interest rate in repayment. Repayment begins 9 months after the student falls below half-time enrollment.
Federal Direct Subsidized or Unsubsidized Loans
- Students enrolled in at least 6 credits may be eligible for limited Federal Direct Loan eligibility.
- Federal Direct Loans are available only if the student did not borrow all available funding during the prior fall and spring semesters.
- Learn more about Federal Direct Subsidized and/or Unsubsidized Loans.
Federal Direct Parent PLUS Loan
- Learn more about the Parent PLUS Loan in the section for parents below.
Federal Pell Grant
- In limited cases, based on enrollment status and financial need, a student may be eligible for a Federal Pell Grant.
Private Education Loans
- Private educational loans require credit approval (most will require students to apply with a co-signer). Learn more about private education loans.

Note to Students Studying Abroad: Please email Student Financial Services (sfs@uvm.edu) for information regarding aid eligibility.

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Federal Direct Unsubsidized Loan
- Graduate students enrolled in at least 5 credits may be eligible for limited Federal Direct Unsubsidized Loan eligibility if they borrowed less than $20,500 in Federal Direct Unsubsidized loans in the current academic year.
- More about the Federal Direct Loan.
Federal Direct Graduate PLUS Loan
- Graduate students enrolled in at least 5 credits may be eligible to borrow through the Federal Direct Graduate PLUS Loan program.
- Federal Direct Graduate PLUS Loans require a credit check for approval and students can generally borrow up to the cost of attendance, less other aid received for the enrollment period.
- More about the Federal Direct Loan.
Additional Funding (Teaching Assistantships, Stipends, Tuition Scholarship, etc.)
- Other funding may be offered through your program.
  - SFS should be informed of additional funding that you are receiving through your program.
Private Education Loans
- Private educational loans require credit approval (most will require students to apply with a co-signer). Learn more about private education loans.

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Financial aid for Professional and Continuing Education (PACE) and Certificate (non-degree) students is limited and eligibility varies by program. Determine your eligibility and review other financing options.

University Summer Loan
- Undergraduate and Post-Bac, Pre-Med students enrolled in summer courses may be eligible for the University Summer Loan. The UVM Summer Loan requires enrollment in a minimum of 3 credits and eligibility is based on financial need and availability of the fund. In addition to the FAFSA, a Post-Bac, Pre-Med student must have submitted an approved non-degree course certification form. The UVM Summer Loan is interest free while the student is enrolled at least half time and has a fixed 5.0% interest rate in repayment. Repayment begins 9 months after the student falls below half-time enrollment.

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Federal Direct Parent PLUS Loan
- Parents of dependent undergraduate students may borrow a Federal Direct Parent PLUS Loan for the student if the student is enrolled in at least 6 credits.
- The Federal Direct Parent PLUS Loan requires credit approval, and the parent borrower should submit their application to apply after April 1 during this current academic year.
  - If applied for too early, the credit check may expire before the summer session begins, and the parent would then need to reapply.
- More about Federal Direct Loans and how to apply.