Please note: staff are working remotely due to COVID-19. The quickest way to reach us with questions is by emailing

The Center for Health and Wellbeing provides core services like office visits at no cost as long as you have paid the UVM Health Fee. All full-time UVM students must have an insurance plan to help cover additional healthcare costs. This can be UVM SHIP or another insurance. 

Yearly Requirement: students must complete the insurance decision/waiver form annually to declare their enrollment in SHIP or their decision to waive it for an equivalent insurance plan.

Frequently Asked Questions


The deadlines for completing the insurance Decision/Waiver Form are as follows:

  • New students starting school in the Fall: July 1.

  • New students starting school in the Spring: December 1.

  • Returning students: annually by July 1.

Who Does the Health Insurance Requirement Cover?

  • Undergraduate/Continuing Education students registered for 9 or more credits.
  • Graduate students registered for 9 or more credits.
  • Graduate students enrolled in "Grad 903" credits.
  • All International Students with F-1 or J-1 visas.
  • All Medical Students.

Student Health Insurance Cost

To purchase the UVM Student Health Insurance Plan (UVM SHIP), you must pay the UVM Health Fee and meet other eligibility criteria. UVM SHIP is billed to your UVM Student Account at the same time as your tuition. Full-year insurance is billed in two installments.

Current UVM SHIP Premiums
SemesterCoverage Dates2020-21 Cost2021-22 Cost
Full YearAugust 1—July 31$2,694$2,746
Fall Only*August 1—December 31$1,122$1,151
Spring/Summer Only**January 1—July 31$1,572$1,595

* Fall-only coverage is available ONLY to students graduating in December/not registered for the Spring semester.

** Spring/Summer-only coverage is available ONLY to students who were not eligible for UVM SHIP coverage in the Fall (for example, because they did not take enough credits).


For eligibility for UVM SHIP you must pay the UVM Health Fee. The Health Fee covers routine and preventive CHWB health care and counseling services.

Insurance Decision/Waiver Form

Questions and Contact (preferred communication method)
(802) 656-0602
Make an appointment for a SHIP Consultation through MyWellbeing.

Note: Billing questions should be directed to