Upcoming Changes to Medicare Advantage Plan
UVM’s contract with Cigna Medicare Advantage plan ends on December 31, 2024 and we have entered a contract with Vermont Blue Advantage effective January 1, 2025. To be eligible for the Vermont Blue Advantage plan, you must be eligible for Medicare and be enrolled in Part A and Part B.
Vermont Blue Advantage (VBA)
Healthcare Benefits
Aged 65+ Medical Insurance
Retirees aged 65+ are Medicare eligible and may enroll in Cigna True Choice Medicare Advantage Plan for comprehensive medical insurance. To enroll please contact HRinfo@uvm.edu to set up a meeting with a Benefit Advisor. To opt out of coverage, please fill out the Cigna Opt-Out Form (PDF).
Plan information
The summary of benefits offers a description of your benefits under this plan. Bookmark this page or keep this plan accessible for reference.
Additional Resources:
- Cigna True Choice Medicare Advantage Plan - Evidence of Coverage Snapshot
- Cigna True Choice Medicare Advantage Plan - Frequently Asked Questions
- Cigna Formulary (List of Covered Drugs)
- Cigna True Choice Medicare Advantage - Incentives Rewards Program
- Cigna True Choice Medicare Advantage - myCigna.com Guide
- Cigna True Choice Medicare Advantage - Plan Information Guide
Reimbursement forms
Cigna Medicare Advantage Plan utilizes different forms for reimbursement, depending on the care you received. When seeking reimbursement, please choose the appropriate form below.
- Medical Form | Cigna Direct Member Reimbursement (DMR) Form (PDF) is used to request reimbursement of covered medical expenses.
- Vision From | EyeMed Vision Reimbursement Form (PDF) is used for vision services from an out-of-network eye doctor.
- Hearing Form | Hearing Care Solutions Reimbursement Form (PDF) is used to request reimbursement of covered hearing expenses.
Aged 64 and Under Medical Insurance
Retirees under the age of 65 who are Medicare ineligible may retain the same Blue Cross Blue Shield Open Access Plan from their time of employment.
Dental Insurance
The University of Vermont offers two levels of dental coverage through Delta Dental to eligible retirees:
- Base Option - No cost for most retirees.
- High Option - If applicable, United Academics retirees may be responsible for paying 10% of the Base coverage cost and a High Option premium (if enrolled).
Billing Process
UVM bills retiree healthcare on a monthly basis. UVM handles the billing and accounting for all retiree healthcare premium invoices. If a retiree fails to pay their account on time, Education Computer Systems, Inc. (ECSI) will work with the reitree to complete payments.
If you are able, UVM strongly encourages you to pay six to 12 months in advance. If you do, you will not receive a monthly invoice until your credit balance is fully used.
Forms of payment
If your bank has an electronic bill paying service, you may wish to set up your bank account to make automatic payments to UVM for your healthcare premium. This is typically the easiest and safest way to ensure that your bill gets paid. Many banks offer this service for free. If yours does not or if you choose not to use it, you can continue to pay as you always have.
Please note: At this time, UVM has no way to set up a monthly debit to withdraw funds from your account.
Retiree Health Savings Plan
UVM's Retiree Health Savings Plan (RHSP) was established to help eligible retirees pay for qualified healthcare expenses during their time of employment.
Accessing your RHSP
Can you still contribute to your RHSP?
Questions?
Questions about your plans, cost share, or other details? Send us an email (hrinfo@uvm.edu) or call (802) 656-3150.
Stay in the know
Stay connected to campus and get important updates about your benefits right in your inbox with the quarterly e-newsletter Inside UVM: Retiree Edition.
Sign up for Inside UVM: Retiree Edition Inside UVM: Retiree Edition (Fall, 2024) Inside UVM: Retiree Edition (Summer, 2024)Stay in Touch
To make sure you don't miss out on important information including benefit changes, make sure we have your most up to date contact information.
Retiree Contact Information Form