Student Financial Services

Costs of Attending

Dedicated to Student Success: 91% of UVM undergraduate students receive scholarships or financial aid as part of our ongoing commitment to keeping UVM accessible and affordable.
Committed to Vermont: Nearly half of UVM's Vermont students attend tuition-free (including tuition remission). Plus, through the Catamount Commitment, we’re helping eligible Vermont residents graduate with limited loan debt.
Meeting Your Financial Needs: This year, UVM awarded $163 million in undergraduate financial support, from scholarships and grants to loans and tuition remission. Learn more about the types of aid.

Invest in a UVM Education

We know a big question on your mind is, “How much will college cost?” But an even bigger question is, “How much will college cost me?” No matter your financial situation, UVM is committed to working with you. UVM need and merit-based scholarship, grant, loan, work-study, and tuition remission offers reflect our commitment to access and affordability.

Undergraduate Tuition and Fees 2023-2024 Academic Year Costs

On-campus cost of attendance, 12-19 credit hours for two semesters

	Vermont Resident	Out-of-State Resident
Tuition	$16,280	$41,280
Comprehensive Fee	$2,610	$2,610
Average Food & Housing -- View Food & Housing Rates	$13,354	$13,354
Estimated Billable Costs	$32,244	$57,244
Estimated Books & Supplies	$1,200	$1,200
Estimated Personal, Miscellaneous, & Transportation	$2,554	$2,998
Total Cost of Attendance	$35,998	$61,442

What does Cost of Attendance really mean? Cost of attendance (COA) is the total cost for you to attend UVM each year, before financial aid. COA includes the following billable costs: tuition, fees, food, and housing. It also includes the following indirect costs: books and supplies, and personal, miscellaneous and transportation expenses. The Books & Supplies and Personal, Miscellaneous, and Transportation amounts in the table above are estimates used in determining financial aid eligibility. Your actual expenses will vary.

What is Net Cost? Your net cost is the actual cost you will pay to attend UVM. You calculate it by taking the COA and subtracting any grants, scholarships, and/or tuition remission you’ve received. You can’t know for sure how much UVM will cost you until you apply for financial aid and receive an award offer.

2023-2024 Academic Year Costs

Undergraduate Tuition and Fees for Off-Campus Students

12-19 credit hours for two semesters

	Vermont Resident	Out-of-State Resident
Tuition	$16,280	$41,280
Comprehensive Fee	$2,610	$2,610
Billable Costs	$18,890	$43,890
Estimated Food & Housing	$15,014	$15,014
Estimated Books & Supplies	$1,200	$1,200
Estimated Personal, Miscellaneous, & Transportation	$3,038	$3,482
Total Cost of Attendance	$38,142	$63,586

What does Cost of Attendance really mean? Cost of attendance (COA) is the total cost for you to attend UVM each year, before financial aid. COA includes the following billable costs: tuition, fees, food, and housing. It also includes the following indirect costs: books and supplies, and personal, miscellaneous, and transportation expenses. The Books & Supplies and Personal, Miscellaneous, and Transportation amounts in the table above are estimates used in determining financial aid eligibility. Your actual expenses will vary.

Undergraduate Tuition and Fees for Vermont Resident Living at Home with Parent(s)

12-19 credit hours for two semesters

	Vermont Resident
Tuition	$16,280
Comprehensive Fee	$2,610
Billable Costs	$18,890
Estimated Food & Housing	$5,006
Estimated Books & Supplies	$1,200
Estimated Personal, Miscellaneous, & Transportation	$4,908
Total Cost of Attendance	$30,044

What does Cost of Attendance really mean? Cost of attendance (COA) is the total cost for you to attend UVM each year, before financial aid. COA includes the following billable costs: tuition, fees, food, and housing. It also includes the following indirect costs: books and supplies, personal, miscellaneous, and transportation expenses. The Books & Supplies and Personal, Miscellaneous, and Transportation amounts in the table above are estimates used in determining financial aid eligibility. Your actual expenses will vary.

2022-2023 Academic Year Costs

Undergraduate Tuition and Fees for On-Campus Students

12-19 credit hours for two semesters

	Vermont Resident	Out-of-State Resident
Tuition	$16,280	$41,280
Comprehensive Fee	$2,610	$2,610
Average Housing & Meals -- View all Housing & Meal Rates	$13,354	$13,354
Billable Costs	$32,244	$57,244
Estimated Books & Supplies	$1,200	$1,200
Estimated Personal/Misc. Expenses	$2,362	$2,688
Total Cost of Attendance	$35,806	$61,132

What does Cost of Attendance really mean? Cost of attendance (COA) is the total cost for you to attend UVM each year, before financial aid. COA includes the following billable costs: tuition and fees, housing and a meal plan. It also includes the following indirect costs: books and supplies, personal and miscellaneous expenses. The Books & Supplies and Personal/Miscellaneous amounts in the table above are estimates used in determining financial aid eligibility. Your actual expenses will vary.

Undergraduate Tuition and Fees for Off-Campus Students

12-19 credit hours for two semesters

	Vermont Resident	Out-of-State Resident
Tuition	$16,280	$41,280
Comprehensive Fee	$2,610	$2,610
Billable Costs	$18,890	$43,890
Estimated Housing & Meals	$13,606	$13,606
Estimated Books & Supplies	$1,200	$1,200
Estimated Personal/Misc. Expenses	$2,798	$3,122
Total Cost of Attendance	$36,494	$61,818

What does Cost of Attendance really mean? Cost of attendance (COA) is the total cost for you to attend UVM each year, before financial aid. COA includes the following billable costs: tuition and fees, housing and a meal plan. It also includes the following indirect costs: books and supplies, personal and miscellaneous expenses. The Books & Supplies and Personal/Miscellaneous amounts in the table above are estimates used in determining financial aid eligibility. Your actual expenses will vary.

Undergraduate Tuition and Fees for Vermont Resident Living at Home with Parent(s)

12-19 credit hours for two semesters

	Vermont Resident
Tuition	$16,280
Comprehensive Fee	$2,610
Billable Costs	$18,890
Estimated Housing & Meals	$4,536
Estimated Books & Supplies	$1,200
Estimated Personal/Misc. Expenses	$4,462
Total Cost of Attendance	$29,088

What does Cost of Attendance really mean? Cost of attendance (COA) is the total cost for you to attend UVM each year, before financial aid. COA includes the following billable costs: tuition and fees, housing and a meal plan. It also includes the following indirect costs: books and supplies, personal and miscellaneous expenses. The Books & Supplies and Personal/Miscellaneous amounts in the table above are estimates used in determining financial aid eligibility. Your actual expenses will vary.

What You Need to Know About Your Financial Aid Budget

Your financial aid budget is a total of direct and indirect costs at UVM, based on residency and housing. It is not tailored to individual living expenses or choices. You can receive financial aid (loans, grants, scholarships, work study, etc.) up to the full cost of attendance.

FINANCIAL AID APPEALS (BUDGET INCREASES):

The following are examples of financial aid appeals. Approved appeals generally entail an increase to your loans; increasing your debt.

Health Insurance

If you have enrolled in the UVM Student Health Insurance Plan (SHIP), you may request an increase in your budget to assist with a portion of this fee (it will be prorated based on the academic year length). Once the premium has been billed to your student account, you can submit a request via email to increase your financial aid budget.

Student with Dependent Children

You may submit a request via email to SFS to increase your financial aid budget.

Computer Expense

On a case-by-case basis, our office will consider an increase to your financial aid budget for the purchase of a personal computer.

Winter Session

The winter session is considered part of your spring semester in terms of charges and financial aid.

If you will have additional costs for the winter session (travel study, course fees, extra tuition charges, etc.), you will need to email SFS to request that your financial aid budget for spring be adjusted to incorporate these costs. Include the CRN(s) and/or course code(s) for your winter session courses in your email. Additional aid is generally in the form of a Parent PLUS loan or private education loan.

Special Circumstances

Our office offers the best award possible based on funding availability, information submitted on the FAFSA, and for prospective students, their academic history. UVM does not hold aside funds for award negotiation, or based on award offers received from another college or university. The FAFSA uses prior-prior tax year information to determine a student's financial aid eligibility. Our office understands that some families may experience significant financial changes from one year to the next. In these situations, our office may re-evaluate a financial aid award to more accurately reflect the current financial situation of the family.

We cannot consider:

private primary or secondary school tuition (may be considered if attendance is by necessity rather than parental choice)
high debt-to-income ratio (credit card, car loan, primary residence mortgage, education loans, personal debt, etc.)
parent's college educational expenses or student loans

We may consider:

loss of job or significant reduction in earnings
death of a student's parent (or spouse for independent students)
divorce/separation
loss of child support
one-time income (sale of primary residence, or one-time withdrawal from a retirement account)
extraordinary out-of-pocket medical expenses (only if amount exceeds allowance already protected through the FAFSA)

If you wish to submit an appeal of special circumstances, please email SFS with detailed information so that our counselors can determine if your circumstance can be considered.

Please note, submission of an appeal does not guarantee that the circumstances presented will be taken into consideration. Additionally, not every legitimate appeal will result in increased aid eligibility. Once our office receives additional information for review, any discrepant information is updated, regardless of whether it may lower a student's aid eligibility.