Dental Benefits for Retirees

Retirees eligible for post retirement medical benefits retain their dental coverage at the same rates as employees.

Delta Dental Plan Information

The University of Vermont offers two levels of dental coverage through Delta Dental to eligible retirees, base option and high option.

2026 Enrollment Details

You can enroll in Dental during the university's Open Enrollment period, October 27 - November 14. There are no changes to rates from 2025.

Dental Premiums

Retirees can choose between two coverage options:

  1. Base Option - No cost for most retirees
  2. High Option - If applicable, United Academics retirees may be responsible for paying 10% of the Base coverage cost and a High Option premium (if enrolled).*
Plan OptionEmployeeEmployee + SpouseEmployee + ChildrenEmployee + Family
Base Option$0$0$0$0
High Option$10.75*$21.29*$23.31*$34.55*

How to Make a Payment

UVM handles the billing and accounting for all retiree healthcare premium invoices and bills on a monthly basis. If you are able, UVM strongly encourages you to pay 6 to 12 months in advance. If you do, you will not receive a monthly invoice until your credit balance is fully used.

There are two ways to make a payment:

Mail a check: Personal, cashier, certified, money orders, or traveler's checks made payable to UVM with your ID (95 number) included in the memo may be mailed to: UVM P.O. Box 1306 Williston, VT 05495

Automatic bank withdrawals: If your bank has an electronic bill paying service, you may wish to set up your bank account to make automatic payments to UVM for your healthcare premiums on a certain date. There is processing time on the bank’s side that should be taken into consideration when choosing the payment date. Automatic payments are typically the easiest and safest way to ensure that your bill gets paid. Many banks offer this service for free.

What you need to provide your bank:

  1. Payee Name: University of Vermont
  2. Mailing Address: UVM, P.O. Box 1306, Williston, VT 05495
  3. Student ID #: This is a nine-digit number that begins with “95”.
    1. This ID# needs to be indicated on all payments in order for it to be credited to your account.
  4. The date you want the bill paid each month.

Please note: At this time, UVM has no way to set up a monthly debit to withdraw funds from your account.

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