Employee Benefits


The University of Vermont offers its full-time or full-time equivalent university employees comprehensive benefit options. The Employee Benefits brochure provides a quick overview.

Discover the benefits you may be eligible for by selecting the appropriate Overview
by Employee Type below.

Medical, Dental & Vision

2021 Medical 

There are currently four distinct Summaries of Benefits and Coverage, depending on your relationship to the University. Read the descriptions below, then check the Group Number on your Blue Cross and Blue Shield of Vermont insurance card to be certain you are reviewing the appropriate Summary.

Medical Summary Plan Description (PDF)

Summary of Medical Benefits & Coverage

Effective Beginning January 1, 2021 through December 31, 2021 (anticipated; end date subject to change):

Medical Costs

Effective Beginning January 1, 2021

Total monthly premiums (PDF)

*This chart shows UVM cost plus employee cost for all employees.

Medical Premiums by Employee Type

2021 Dental

Monthly Employee Costs for Dental Insurance
PlanEmployeeEmployee Plus SpouseEmployee Plus ChildrenEmployee Plus Family     

Base Plan
(all employees)





High Option 1
(UE only)





High Option 2
(UA, Teamsters, non-represented)


Voluntary Vision Insurance

UVM is excited to offer a new and highly requested vision program to all employees in Benefit Groups A, B & C, represented and non-represented. Please note, if you enroll during Open Enrollment, this coverage will begin January 1, 2022. While this voluntary benefit is fully employee-paid, UVM negotiated very competitive group rates which are far more affordable than the rates participants would find on their own. These rates have been guaranteed through 2024.

Vision Benefit Plan-FAQs (PDF)

Vision Benefits Summary 2021 (PDF)

Retirement Savings

403b Savings Plan

Interested in Participating?
For benefits-eligible faculty and staff who are not yet participating in the UVM Retirement Savings Plan, HRS hosts regular information sessions. Attendees will learn about plan options and become better prepared to make informed investment choices. Reservations are required. For course session dates and registration - go to Self-Service>Learning and Development>Professional Training>Request Training Enrollment and enter the course code BEN016. E-mail us (or call 802-656-3150) with any questions. 
Already Involved?  For benefits-eligible faculty and staff who are already involved in the UVM Retirement Savings Plan, individual retirement plan counseling sessions with the vendors are available by appointment only. To set up a one-on-one counseling session for your retirement plan, please make an appointment directly with the appropriate vendor.  

403b Retirement Savings Plan (PDF)

457(b) Compensation Plan (PDF)

Contact Your 403b Provider

403b Provider List (PDF)

Additional Benefits

Flexible Spending Accounts

A Flexible Spending Account allows you to reduce your take-home pay by an amount determined by you each November. The FSA will shelter these earnings from taxes in order to allow you to pay for approved medical and/or dependent care expenses tax-free. (You may open a medical account and/or a dependent care account, but these must be set up and maintained as separate accounts.)

Full Details

Vision Discount Programs

Regular eye examinations play a crucial role in ensuring healthy vision and overall health. An eye examination can not only detect vision problems, but also can detect the early stages of serious health problems such as diabetes and hypertension. One in four children has an undetected vision problem that can interfere with learning, according to the Vision Council of America. 

BCBS: Vision Discount Program(PDF)

Delta Dental: Vision Discount Program (PDF)

Tuition Remission

Employees, their dependent children and spouses may be eligible for tuition remission at UVM or Vermont State Colleges. Access the applicable collective bargaining agreement or handbook for details on eligibility and exclusion criteria.

Tuition Remission Forms

Hearing Aid Program

This is a 10% reduction from the retail cost of hearing aids that are selected and fit through the Eleanor M. Luse Center Audiology Clinic. All professional fees (hearing evaluation, hearing aid selection, earmolds, fitting, and followup) normally applied will be in effect.

Savings range from $100 per instrument to $220 per instrument, depending on the hearing aid determined to be the best fit for your hearing loss and listening needs. We will work with the same protocols for best practice and care to ensure maximum benefit. As always, we will continue to select instruments that are smartly designed, feature advanced technology and are highly durable. The 45-day return period (Vermont law and enforced whenever and wherever hearing aids are provided inside Vermont) and all warranties will apply as usual. 

Hearing Aid Program (PDF)

TruHearing Discount Program (PDF)

Employee Discounts

UVM works with local, national, and international vendors to offer unique discounts to UVM employees.