If you are joining UVM as a J-1 exchange visitor or J-2 dependent, you are required to obtain and maintain a minimum amount of health insurance. You will need to provide proof of adequate coverage to your international scholar advisor when you arrive at UVM to remain in legal status according to regulations published by the US Department of State. Below you will find information about the minimum required level of health insurance.
What are the minimum insurance requirements?
The US Department of State requires that all J-1 exchange visitors and J-2 dependents have health insurance that includes all of the following:
- Medical benefits of at least $100,000 USD per person per accident or illness
- Repatriation of remains in the amount of $25,000 USD
- Expenses associated with medical evacuation in the amount of $50,000 USD
- A deductible not to exceed $500 USD per accident or illness
Does UVM's insurance cover the minimum insurance requirements?
Some J-1 exchange visitors receive UVM health insurance as a benefit of their position at UVM (such as a postdoctoral associate). For Visiting Scholar roles, UVM Faculty Services has indicated that while not a common practice, it is possible for UVM health insurance to be provided to a Visiting Scholar if a) the offer for health insurance is included in the Visiting Scholar's invitation letter approved by the Provost's Office; and b) the host department pays the costs of that insurance. Inquiries related to this may be directed to FacultyServices@uvm.edu. UVM health insurance does not cover expenses related to repatriation and medical evacuation. UVM-provided health insurance does meet the other two requirements. You would need to purchase a supplemental insurance to meet the repatriation of remains and medical evacuation requirements.
Where can I purchase insurance that meets the minimum requirements?
UVM cannot recommend a specific insurance company. However, there are many companies that offer insurance that specifically covers the requirements of the J-1 insurance (or the parts not covered by UVM insurance, if that is what you need). An internet search for "J-1 visa scholar health insurance" would lead you to several options. When comparing plans, we recommend that you consider cost and check to make sure that the insurance plan has doctors in the Burlington area.
How do I show proof of adequate insurance?
J-1 scholars are required to show proof of adequate insurance for themselves and their dependents as part of the check-in process. To show proof of adequate insurance, log into iStart and complete the "Health Insurance" e-form as part of the "J-1 Scholar and Visitor Check-In" under "J-1 Scholar and Visitor Services."
Still have questions? Email InternationalScholars@uvm.edu.