Financial & Business Management Toolshed

This section of the New Farmer Project website contains articles, fact sheets, tools, links, and other resources related to financial and business management of your farm. Topics include information about accessing capital and credit, business structure, developing business plans, financial record-keeping, employment and labor considerations.

*NEW* (March 2014) Vermont Agricultural Producer Resource Packet. Produced by Vermont Health Connect and the Addison County Chamber of Commerce, this short publication provides information and directions specifically geared to the farm community about obtaining health insurance in Vermont's new health exchange.

Access to Capital and Credit. In this section you'll find information and links to articles, fact sheets, tools, and other resources related to accessing capital and credit.

Business Planning. This section provides links to publications and online tools that can help you write a practical business plan.

Employment and Labor. Topics include: legal and management considerations associated with hiring and managing employees, handling on-farm work stays, internships, and volunteer labor.

Guide to Financing the Community Supported Farm details options and considerations for crafting unconventional financial arrangements that have been used in other sectors of the economy, but might be new to the agricultural sector. You'll f ind information about legal, accounting, environmental and social considerations relevant to pursuing customized financial agreements, and contains examples of farms who have used alternative financing.

The Legal Guide to the Business of Farming in Vermont addresses the legal structure of the farm business; farm transfer and estate planning; farmland tenure and leasing; and regulation of agriculture and land use, farm labor, organic agriculture, and on-farm food processing and marketing.

Other Resources

Ins and Outs of Insurance for Farm Businesses

"Is My Farm A Hobby or Business" Fact Sheet