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Vermont New Farmer Project
UVM Extension

Business & Financial Management Toolshed: Capital & Credit

This section of the New Farmer Project website contains links to articles, fact sheets, tools, and other resources related to accessing capital and credit.

Publications

Access to Capital chapter of the Resource Guide for Vermont's New and Aspiring Farmers

This chapter provides a primer on considerations when taking on debt to finance a farm operation. You'll also find a brief description of the things lenders look at when evaluating a loan application, and listings for potential funding sources.

Guide to Financing the Community Supported Farm

This publication details options and considerations for crafting unconventional financial arrangements that have been used in other sectors of the economy, but might be new to the agricultural sector. You'll f ind information about legal, accounting, environmental and social considerations relevant to pursuing customized financial agreements, and contains examples of farms who have used alternative financing.

*NEW* Your Guide to FSA Farm Loan Programs

Written for people who need assistance starting, expanding, or owning a farm or ranch, this 70-page guide provides practical information about how to apply for an USDA Farm Service Agency loan or loan guarantee. Additional information about FSA opportunities, including FSA's 2013 microloan program for beginning, niche and small-scale farmers available at the FSA Farm Loan Program website.

*NEW* Microloans: Cultivating Big Change on a Smaller Scale

This 17-slide presentation provides an overview of the USDA's Microloan program, including eligibility requirements and application guidelines.

 

 

Last modified February 12 2013 04:22 PM

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