UNIVERSITY OF VERMONT AND STATE AGRICULTURAL COLLEGE
(a component unit of the State of Vermont)
BALANCE SHEET                                                                                                     Exhibit A
for the year ended June 30, 1996
 (with comparative totals for 1995)
 (in thousands of dollars)

                                                                 Endowment                               1996        1995
                                          Current       Loan    and Similar    Plant       Agency        Total       Total
ASSETS
Cash and cash equivalents                    11,568       1,597       7,396      11,890       1,151      33,602      25,319
Deposits with trustees                        1,136                   9,189       8,697       3,580      22,602      20,151
Investments at market                        34,967           2     121,115         156                 156,240     137,968
Accounts receivable, net                     13,527                       1       1,261       1,243      16,032      17,917
Student loans receivable, net                            29,502                                          29,502      27,158
Inventories at lower of cost or market        2,004                                                       2,004       1,820
Prepaid expenses and deferred charges         5,001                                                       5,001       5,174
Land, buildings and equipment, net                1                     377     127,829                 128,207     120,939
Total assets                                 68,204      31,101     138,078     149,833       5,974     393,190     356,446


LIABILITIES AND FUND BALANCES
Liabilities:
Accrued liabilities                          15,563                                                      15,563      17,972
Accounts payable                              7,995           5                   2,012         494      10,506       4,892
Deferred tuition, deposits, and funds he      5,478                                  21       5,267      10,766      10,680
Obligations under deferred giving arrangements                          818                     213       1,031         407
Notes payable                                                                     1,166                   1,166       1,095
Bonds and mortgages payable                                                      24,736                  24,736      26,865
Total liabilities                            29,036           5         818      27,935       5,974      63,768      61,911

Interfund balances                              193          12                    (205)

Fund Balances
Unrestricted - internally designated for:
       Working capital                        2,000                                                       2,000       2,000
       Provision for encumbrances             1,796                                                       1,796       1,734
       Future years' operations              14,837                                                      14,837      10,457
Restricted                                   20,342                                                      20,342      18,395
United States Government capital contribution            12,314                                          12,314      12,186
University loans                                         18,770                                          18,770      17,190
Endowment                                                            89,952                              89,952      77,148
Quasi-endowment - unrestricted                                       10,979                              10,979       9,656
Quasi-endowment - restricted                                         23,443                              23,443      19,978
Term endowment, life income and annuity funds                        12,886                              12,886      12,538
Unexpended plant                                                                  4,566                   4,566       4,399
Renewals and replacements                                                        12,163                  12,163      12,878
Retirement of indebtedness                                                        2,468                   2,468       2,854
Invested in plant, net                                                          102,906                 102,906      93,122
Total fund balances                          38,975      31,084     137,260     122,103                 329,422     294,535

Total liabilities and fund balances          68,204      31,101     138,078     149,833       5,974     393,190     356,446


The accompanying notes are an integral part of the 
financial statements.