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Orange barPayment options for your education at UVM can range from grants to loans to scholarships.

Explore the different types of Financial Aid:

Grants and Scholarships

  • Grants and scholarships can be awarded from a variety of sources including UVM, federal, state and private entities. These funds are considered "gift" assistance and do not have to be repaid. Eligibilty of grants is based primarily on financial need; although academic merit and/or course of study may also be issued.
  • Explore UVM Scholarships >>
  • Explore Non-UVM Scholarships >>


Federal Loans

Federal loans are offered to students to pay for education-related expenses, such as college tuition, room and board, or textbooks. Many of these loans are offered to students at a lower interest rate, such as the Stafford loan. In general, students are not required to pay back these loans until the end of a grace period, which usually begins after they have completed their education. However, interest accrued may have to be repaid earlier.


Alternative Loans

Alternative loans, also known as private loans, are an option for financing your education. Federal, state, and university policy requires that student borrowers maximize federal loans before the alterative loan request is processed.


Federal Work Study

Federal work study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the student’s course of study.


Explore Financial Aid by Population:

Undergraduate Financial Aid

Financial aid for undergraduate students typically includes student loans, parent loans (for dependent students), and grants for students with financial need or who meet merit criteria eligibility. 

How do I apply for a loan?

Complete your FAFSA online by filing by the priority deadline. Some loans, such as the Perkins loan, give preference to students who file on time. Remember that loan eligibility is based on financial need and federal borrowing ability.  Learn more about federal loans and interest rates.

How do I apply for a grant?
1. Complete your FAFSA online and supply any supplemental information requested by UVM
2. Vermont residents should submit a state grant application online at www.vsac.org
3. Students from other states should consult their state higher education agency to learn about and apply for state grant opportunities

Learn more about:

Graduate Financial Aid

Federal loans are the primary source of financial assistance. Graduate students may wish to explore funding opportunities through the UVM Graduate College and external scholarships. Learn more about types of financial aid for graduate students.

UVM also offers a limitted number of Graduate Teaching and Research Assistantships. These positions generally offer tuition support from the University.

Learn more about:

Medical School Financial Aid

Students at the UVM Larner College of Medicine generally finance their education through loans and service-based scholarship programs. Learn more about financial aid available to medical students.

There are two major sources of The Robert Larner M.D. College of Medicine scholarships: Robert Larner M.D. College of Medicine Scholarships and Service Scholarships. Beyond these sources, students should search for outside scholarships. Medical students who are 100% eligible for the Post-9/11 GI Bill can also apply for the UVM Yellow Ribbon Scholarship.

Outside scholarship assistance is perhaps the largest source of potential funding for students.  The best resources for exploring these scholarships are bookstores and libraries.  There are also a number of websites that can assist you in finding outside scholarship assistance. Here are some websites and outside scholarship foundations to help start your search:


Continuing Education and Certificate Program Financial Aid

Financial aid for continuing education and certificate (non-degree) students is limited and eligibility varies by program. Determine your eligibility and review other financing options here.


More information about UVM grants

The renewal of university grant assistance is contingent upon the student maintaining satisfactory academic progress and continued adequate financial need. By completing the FAFSA by the financial aid deadline you will automatically be considered for university grant funds.

Vermont first-time, first-year and transfer applicants who demonstrate financial need, academic merit, and a commitment to social justice and/or to diversity and who submit their FAFSA prior to the priority financial aid deadline, may be considered for the UVM Henderson Grant. Eligibility for the Henderson Grant is based on financial need and will be indicated in your UVM financial aid award.

Types of Federal Student Aid


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By the Numbers

At UVM, 85% of full-time undergraduates receive scholarships or financial aid.