Orange barYou've committed to UVM. Now you can find information to help you and your family successfully navigate the financial aspects of a UVM education. Student Financial Services can't wait to welcome you to campus!

In case you are wondering what we do...

Student Financial Services (SFS) serves our UVM students and families the following ways:

  • Billing office for tuition, fees, housing & meals, and related charges.
  • Financial aid administration of both federal and institutional aid, along with administering the Federal work-study program
  • Loan repayment office
  • Process student and parent refunds
  • Process both internal and external scholarships


Establish a Proxy for your account.

If someone will be helping you through the financial aspects of your education, you'll want to establish them as a Proxy using this step-by-step guide. Unless you have established a Proxy, our office will not be able to speak with anyone other than you about the details of your financial aid, billing, or federal tax information. Learn more about Proxy Access.

Understanding the difference between a Federal Direct Subsidized and Unsubsidized student loan.

Use our guide to help understand the difference between a Federal Direct Subsidized and Unsubsidized Student loan. Explore more information on the types of financial aid available along with Federal loan information.

How to accept your financial aid.

Follow our guide for how to accept your financial aid here at UVM. For more tips on completing the accept and/or decline process, visit, How to Apply for Financial Aid and go to Step 5: Accept and Finalize Your Award.

Submitting your outside scholarships

Congratulations on receiving a scholarship! View our guide for an overview and how to notify our office and send in your scholarship payments. You can visit our Submitting Outside Scholarship information page online for additional detailed information with addresses.

Complete the online health insurance waiver/decision form.

Annually, students must complete the health insurance waiver/decision form. View the Student Health Insurance Plan (SHIP) page for additional insurance information and access to the form.

Set up direct deposit to receive your financial aid refund if eligible.

Get an overview of the financial aid refund process here at UVM and learn how to set up direct deposit so you can receive yours if eligible. You can learn more about it on our Direct Deposit and Our Refund Policy page.

How your parent can apply for a Federal Direct Parent PLUS loan.

If your parent is planning to borrow through the Federal Direct Parent PLUS loan to help finance your education, have them view this step-by-step guide. Find out the particulars for this loan on our Federal Loan Information page and then have them begin the process of Applying for a PLUS Loan through the Federal Student Aid site.

Learn more about private educational loans.

One option to consider when financing your education is a private educational loan. View our guide for an overview of private educational loans or visit our private educational loan page for considerations to ask when shopping around for a loan or to link to the loan comparison tool.

Learn more about our monthly payment plan option.

One payment option to consider is a monthly payment plan. View our step-by-step guide to learn about the plan and how to set one up. Learn more about the monthly payment plan option or other payment options you can consider to settle your bill.


How to read and respond to your bill.

UVM bills are online. Billing notifications are sent to the student at their UVM email address and to anyone the student has established as a Proxy with account and billing access. Review this guide for help in reading and responding to your UVM bill. Learn more about available payment options to assist in paying for your UVM education and learn more about billing and payment due dates with helpful tips to respond to your bill. 

Complete your Federal Direct Loan Entrance Counseling and Loan Agreement.

You've already accepted your aid. Complete your Federal Direct Loan Entrance Counseling and Loan Agreement or Master Promissory Note (MPN) so your loans will disburse by the bill due date.


Understanding the supplemental room charge or credit.

View this guide to learn more about the supplemental room charge or credit you may have received. Learn more about this by visiting our additional fees and fines page. Learn more about room rates through Residential Life.

Learn more about the Federal Work-Study program.

Are you considering working this year? If yes, watch our guide on the federal work-study program and visit Student Employment's federal work-study page for more information.

Understanding the difference between dropping versus withdrawing from a class.

Are you considering dropping or withdrawing from one of your classes? If so, watch this guide to learn more about the difference between the two. The other important consideration is based upon the tuition refund schedule to determine what if any refund you will receive.