The University of Vermont

Center for Health and Wellbeing - Insurance

Aetna Insurance Benefit Structure 2007/2008


BENEFIT

PAYMENT

COMMENTS

ACCUPUNCTURE

80% TO $300.

 

AMBULANCE

$300.00

 

ANESTHETIST EXPENSES

80%  

 

DENTAL

$500.

INJURY

DENTAL

$100. PER TOOTH

EXTRACTION OF IMPACTED OR UNERUPTED

DURABLE MEDICAL EQUIPMENT

50.00 DEDUCTIBLE, THEN 80% UP TO $1,000.

INCLUDES. FIRST TIME ORTHOTICS, SPLINTS

HIGH COST PROCEDURES

80%  

 

HIGH COST THERAPY

80%  

 

HOSPITAL EXPENSES

80%

 

HOSPITAL ROOM AND BOARD

80%   

INCLUDES MENTAL HEALTH

INTENSIVE CARE

80%  

 

MATERNITY

80%

 BENEFITS ARE PAID ON THE SAME BASIS AS A SICKNESS

MENTAL HEALTH OUTPATIENT

80%  

 

MIS. DAY SURGURY EXP.

80%  

 

OUTPATIENT SERVICES

80%  

LABORATORY, X-RAY, EMERGENCY ROOM

PHYSICAL THERAPY

100%  OF FIRST VISIT THEN 80% UP TO A MAXIMUM OF $800.00

80% UP TO $500.

ONLY AT PATRICK GYM

 

ON REFERRAL FROM PATRICK GYM

PHYSICIAN EXPENSES

80%  

INCLUDES CHIROPRACTOR

PHYSICIAN HOSPITAL VISITS

80%  

 

PRESCRIPTIONS

$25. FOR NAME BRAND
$15. FOR GENERIC
Up to a maximum of $1500.

PATIENTS RESPONSIBILITY

SURGEON  EXPENSES

80%  

 

Please Note:

  • All benefits are based on reasonable and customary charges within our area.
  • Most services need a referral.
  • Benefits are paid, per condition, per policy year.
  • Maximum lifetime benefit is $50,000.00 per condition.

Last modified June 25 2007 11:54 AM

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