Loans must be repaid, usually with interest. We participate in the Federal Direct Student Loan Program, and students may apply by completing their FAFSA.

Scholarships and grants are awarded based on a variety of factors, including academic achievement, talent, athletic ability, leadership, geographical location, field of study, and demonstrated financial need.

To accept or decline your financial aid award, please log-in to the myUVM portal. In the Student Financial Services section, click on “View My Award” and select the appropriate award year. Learn more about accepting and/or declining aid under Step 5 of How to Apply.

If you need to change your award decision after it has been submitted, please submit the Loan Change Request Form. For additional questions, feel free to contact us.

The University of Vermont’s Federal school code for filing the FAFSA is 003696.

Aside from loan financing, scholarships, and grants, UVM offers a monthly payment plan, 529 payments, and direct payment options. Learn more on our Paying for UVM page.

UVM has partnered with Flywire to streamline the tuition and fee payment process for international students. To complete the payment process, connect to Flywire.

Federal loans can generally be borrowed at a lower interest rate and with more flexible repayment options. Find out how much you can borrow in federal loans as an undergraduate, eligible non-degree student, graduate student, or parent of a dependent undergraduate or eligible non-degree student.