Sarah began working at the University just over a year ago. She is single and working in a non-exempt position. At Orientation she elected base life insurance of $6,000, single medical, base dental, and 60% long-term disability insurance with retirement protection. She is making the minimum contribution to retirement and receives the University contribution because she was able to waive the three-year waiting period. Sarah is also taking one three-credit course this semester.
Sarah receives $9,540 in valuable benefits paid for by UVM, including retirement
savings contributions. That is 47% of her $20,000 salary. Her total compensation
is $29,540. 
| Compensation/Benefit | $ amount |
| Base salary | $20,000 |
| Health insurance | $4,133 |
| Retirement | $2,000 |
| Social security/Medicare | $1,530 |
| Tuition remission | $1,137 |
| Dental insurance | $406 |
| Unemployment/workers' comp | $200 |
| Life & disability insurance | $134 |
| Total Compensation | $29,540 |