Over-the-Counter Medications and Medical Supplies

Beginning January 1, 2011, many over-the-counter (OTC) medications and medical supplies must be accompanied by a physician's prescription in order to be reimbursed under a flexible spending account. Items such as cough medicines, pain relievers, acid controllers, and diaper rash ointment will now require a doctor's prescription to be submitted along with the reimbursement request.

Insulin and other OTC items, such as band-aids, will continue to be eligible without a prescription

This change is mandated by federal health care reform legislation and applies to all expenses incurred on or after January 1, 2011.

Sample categories of items that will require a doctor's prescription:

• Acid Controllers
• Allergy and Sinus
• Pain Relief
• Baby Rash Ointments/Creams
• Cough, Cold and Flu

See the complete list.

Sample categories of OTC items that will remain reimbursable without a doctor's prescription:

• Band Aids
• Birth Control
• Contact Lens Supplies and Solutions
• Insulin and Diabetic Supplies
• Reading Glasses

See the complete list.